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WHY
NOW.

Smart Reasons to Buy Today

We’ll help you cut through the confusion, understand your options, and feel confident making your move. With us, homeownership is not a pipe dream.

Lower mortgage rates are back

Rates have come down from their peak, offering you more breathing room and more spending power.

Building costs will never be the same

Buying today means locking in pricing before material costs rise.

30-year amortization

Stretching your mortgage over 30 years means smaller monthly payments, making ownership more accessible right now.

Withdraw up to $60K from your RRSP (per person)

Use your RRSP through the First Home Savings Plan to bolster your down payment for First Time Buyers.

Insured mortgage cap increased to $1.5M

Higher caps give you access to more options. You benefit from a lower down payment.

Ownership builds your future

Make your money work smarter, not harder – it’s a marathon, not a sprint. Build equity and long-term financial stability.

Benefits of New Homes

  • Property Transfer Tax Exempt
  • $0
  • Home Condition
  • Brand new with modern finishes
  • Warranties
  • Full 2-5-10 coverage
  • Maintenance
  • Lower in short term, no surprises
  • Location Options
  • Central Urban Locations
  • Amenities
  • Often more modern, but can mean higher strata fees

Bottom Line for a First-Time Buyer

  • You get a brand-new home, with no renos, full warranty, and same monthly cost as a resale.
  • If the location and layout work for you, a new move-in ready condo is the better deal in most cases.

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