Video Transcript:
00:00:00:00 – 00:00:03:13 Yay, Congratulations. How exciting. You’ve got your dream home.
00:00:03:16 – 00:00:18:11 And you’re super stressed. It’s completely normal because there are so many things happening. And you’re like, “What do I need to bring in to close this deal, and when do I get my keys?”
00:00:21:21 – 00:00:33:19 As soon as you’ve accepted your offer, that’s when we’re most needed. BC notary is a legal professional who’s able to assist you in real estate matters, estate planning matters and general notarization.
00:00:33:19 – 00:00:51:12 When you call me as a first-time homebuyer, it’s really breaking it down step by step. We would ask you to let your realtor know, have them send the contract details over to us so we can start opening your file. Please let your mortgage broker know or your bank know that you’re going to be using our office, and they will send us mortgage instructions.
00:00:51:14 – 00:01:02:06 Every contract is unique. And now it’s our job make sure all the document preparation happens. We’re preparing not only transfer documents but mortgage preparation documents.
00:01:02:06 – 00:01:15:16 The in-between is for us to handle. That’s where we come, because it’s a lot. But my job is to make sure that you understand what you’ve signed and that you know the obligations that you have being a homeowner and also our borrower.
00:01:15:18 – 00:01:21:22 We want to make the process very seamless for you. You just need to know what number do you need to bring in, because that’s all you’re thinking about.
00:01:21:22 – 00:01:30:21 Once all the documents have been signed, will either give you a physical copy or you prefer a digital copy we will send you that. In the meantime, we’ve got all the documents back from the seller’s notary.
00:01:30:21 – 00:01:42:03 We’ve met all the requirements for the lenders so that they’ll fund on completion date. You’ve brought in your draft; we’ll go deposit that into our trust account. We’ll register on completion date all the documents at the Land Title Office.
00:01:42:07 – 00:01:48:09 We let you know, “Congratulations. Everything’s done. Please arrange for keys with your realtor if you haven’t done so already.”
00:01:48:09 – 00:01:57:11 So for us, sometimes it’s just like, “Oh yeah, here’s just another deal.” But for you, it’s the world. And so there’s a lot of questions, and we go through everything.
00:01:57:13 – 00:02:11:21 At times when we feel or me, I feel as a notary that, you know, this is a bit complex, I think you’re going to be better served by a, a lawyer. Happy to refer it out, because I feel that we should be working in conjunction with our legal professional partners.
00:02:12:02 – 00:02:17:19 You can go to a real estate lawyer or a notary. Notaries are specialized in residential conveyancing.
00:02:17:21 – 00:02:40:00 I think as a homebuyer, it’s such an overwhelming time for you. And I think if you have the right team, your realtor, your mortgage broker, your notary working together. The process is very seamless for you to complete this transaction and get you into your new home.
00:02:40:02 – 00:02:43:02 Yeah, that’s pretty much it there.
[Crew]It sounds like a lot.
00:02:43:03 – 00:02:51:14 I know. It is a lot; it is a lot.