Video Transcript:
00:00:00:00 – 00:00:20:16 I remember that day we got the keys. I started doing cartwheels inside the apartment, and it was really fun.
00:00:20:18 – 00:00:36:08 The moment I decided to stop waiting was when I reached a certain goal in my savings. At the time, I was living with roommates and I was renting for a long time. I felt that I was outgrowing that space, and so I was ready to buy and call something my own.
00:00:36:08 – 00:00:51:21 Before purchasing my first home, I was really afraid of being house poor. I feel like that’s a term that’s talked a lot about for homeowners. But with careful budgeting and financial planning, I just had to know my upper limit of house purchase price.
00:00:51:23 – 00:01:01:21 Choosing a mortgage did feel a little overwhelming because it’s 3 or 5 years we have to lock in, especially with all the choices that are out there with different banks and different rates.
00:01:01:23 – 00:01:08:17 I felt confident because we were doing it together, that it felt a lot more of like a teamwork.
00:01:08:19 – 00:01:22:09 Ashley and I had been looking for quite a long time. Other places that we had looked at before, we weren’t as set on as this Anthem build, because we really fell in love with the place. It was just like the perfect place, the perfect location.
00:01:22:11 – 00:01:34:19 What we really love about this area is that it’s so close to everything essential. The skytrain, the mall, the park and we can see it from our unit.
00:01:34:21 – 00:01:47:22 There was a moment throughout this process that we did think about backing out. Is this still worth it? Is this price too high? Are we out of budget. It’s really important to choose the right people to take you along this process.
00:01:48:00 – 00:02:01:00 There were a few steps after signing the agreement. Put down the initial down payment, find a mortgage and choose it, sign documents with your notary or lawyer, and then final down payment and get your keys.
00:02:01:01 – 00:02:19:06 Then you do the cartwheels and then eat a bag of chips. We were like, oh, we really did that. Somebody let us buy a house so it felt kind of silly, but also very real. It was very exciting for both of us.
00:02:19:08 – 00:02:31:02 I couldn’t have imagined I would love so much living here is the 24-hour concierge, the amenity room where we can play mahjong, ping pong and pool, and the bike rental share.
00:02:31:04 – 00:02:46:02 If you feel like you’ve done your research, budgeting, financial planning, and you feel ready to make the leap but still undecided about purchasing, there’s never really a good time to do it. It’s really an investment into your future.
00:02:46:04 – 00:02:59:20 And that the adventure ahead going to be full of excitement, joy, and new experiences. I think it’ll all be worth it.
00:02:59:22 – 00:03:00:15 [Crew] Great. Beautiful. Nailed it.